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The next question to ask your potential home inspector is if you can go with him on an inspection ( so you can observe how he works) and if he/she could provide you with references. This is the best way to find out his work ethics – talk to people who have actually worked with him/her. Then proceed to ask if he/she is bonded or carries an errors and omissions insurance. A bond or policy will protect you in case he/she misses a significant problem which should have been discovered upon inspection. Home inspectors without a bond or insurance policy rarely pay a claim than those who do. In majority of states, it is not mandatory for a home inspector to carry an errors and omissions insurance policy or be financially bonded. But it is worthy to note that home inspectors who do, send a signal to their clients that they plan to stay long in this business and they aim to protect and satisfy their clients.